Help with Point: Separate TILs

BJ Bounds

BJ Bounds

Since we released Point 9.0, we have fielded questions from many of you regarding the separate TIL forms for each borrower and we wanted to explain the reasoning behind the change.  We have done this for compliance regarding the e-Signature—which is coming soon.

With ink signatures, the signatures of each borrower are distinguishable.  However, with e-Signature, the signatures of Borrower and Co borrower are ‘not’ distinguishable. Because of possible legal implications stemming from one borrower signing for co-borrowers without their knowledge or consent, Calyx has taken steps to ensure compliance through your software.

So, with the 9.0 release, we have designed Point to require a separate form to each borrower’s individual email address.  Each borrower will receive a separate email with a TIL form that requires their signature—either ink or electronic.

If you have any questions about this feature of Point or any others, you can visit our Knowledge Base or call our support team at 800-342-2599 Monday-Friday 8am-7pm Central or email

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